Terms & Conditions

1. Introduction

Welcome to Investments USA ("Company", "we", "our", "us"). These Terms & Conditions ("Terms", "Terms & Conditions") govern your use of our website located at investmentsusa.com (the "Site") and any related services offered by the Company.

By accessing or using the Site, you agree to be bound by these Terms. If you disagree with any part of the Terms, you may not access the Site.

2. Intellectual Property Rights

Unless otherwise stated, Investments USA and/or its licensors own the intellectual property rights for all material on the Site. All intellectual property rights are reserved. You may access this material for your personal use subject to the restrictions set in these Terms.

2.1 Restrictions

You are specifically restricted from:

• Publishing any Site material in any other media without our express written permission
• Selling, sublicensing, and/or otherwise commercializing any Site material
• Publicly performing and/or showing any Site material without our express written permission
• Using the Site in any way that is or may be damaging to the Site or the Company
• Using the Site in any way that impacts user access to the Site
• Using the Site contrary to applicable laws and regulations, or in any way that may cause harm to the Site, the Company, or any person or business entity
• Engaging in any data mining, data harvesting, data extracting, or any other similar activity in relation to the Site
• Using the Site to engage in any advertising or marketing without our prior written permission

2.2 Permitted Use

You may view, download for caching purposes only, and print pages from the Site for your personal use, subject to the restrictions set out in these Terms.

3. User Content

In these Terms, "User Content" means material (including without limitation text, images, audio material, video material, and audio-visual material) that you submit to this Site, for whatever purpose.

You grant to Investments USA a worldwide, irrevocable, non-exclusive, royalty-free license to use, reproduce, adapt, publish, translate, and distribute your User Content in any existing or future media. You also grant to Investments USA the right to sub-license these rights, and the right to bring an action for infringement of these rights.

Your User Content must not be illegal or unlawful, must not infringe any third party's legal rights, and must not be capable of giving rise to legal action whether against you or Investments USA or a third party.

You must not submit any User Content to the Site that is or has ever been the subject of any threatened or actual legal proceedings or other similar complaint.

Investments USA reserves the right to edit or remove any material submitted to this Site, or stored on our servers, or hosted or published upon this Site.

4. No Warranties

The Site is provided "as is," with all faults, and Investments USA expresses no representations or warranties of any kind related to the Site or the materials contained on the Site. Nothing contained on the Site shall be interpreted as providing investment advice.

Additionally, nothing contained on the Site shall be interpreted as advising you to invest in any security or asset. The investment strategies and opinions expressed on the Site are the personal opinions of the author(s) only.

Investment decisions should be based on your own personal financial situation, needs, goals, and risk tolerance. You are solely responsible for evaluating the merits and risks associated with any investment before making a decision. We strongly recommend consulting with a qualified financial advisor before making any investment decisions.

Past performance is not indicative of future results. The value of investments and the income derived from them can go down as well as up, and you may not get back the amount originally invested.

5. Limitation of Liability

In no event shall Investments USA, nor any of its officers, directors, employees, or agents, be liable to you for anything arising out of or in any way connected with your use of the Site, whether such liability is under contract, tort, or otherwise, and Investments USA, including its officers, directors, employees, and agents shall not be liable for any indirect, consequential, or special liability arising out of or in any way related to your use of the Site.

The maximum liability of Investments USA arising out of or in connection with the Site or your use of the Site, regardless of the cause of action (whether in contract, tort, breach of warranty, or otherwise), will not exceed the greater of (a) the total amounts paid by you to the Company in the twelve (12) months prior to the event giving rise to the liability, or (b) $100 USD.

6. Indemnification

You hereby indemnify to the fullest extent Investments USA from and against any and all liabilities, costs, demands, causes of action, damages, and expenses (including reasonable attorney's fees) arising out of or in any way related to your breach of any of the provisions of these Terms.

7. Severability

If any provision of these Terms is found to be unenforceable or invalid under any applicable law, such unenforceability or invalidity shall not render these Terms unenforceable or invalid as a whole, and such provisions shall be deleted without affecting the remaining provisions herein.

8. Variation of Terms

Investments USA is permitted to revise these Terms at any time as it sees fit, and by using the Site, you are expected to review such Terms on a regular basis to ensure you understand all terms and conditions governing the use of the Site.

9. Assignment

Investments USA is allowed to assign, transfer, and subcontract its rights and/or obligations under these Terms without any notification or consent required. However, you are not allowed to assign, transfer, or subcontract any of your rights and/or obligations under these Terms.

10. User Conduct

While using the Site, you agree to:

• Comply with all applicable laws and regulations
• Not to post, upload, or distribute any content that is unlawful, defamatory, harassing, abusive, fraudulent, obscene, or otherwise objectionable
• Not to impersonate another person or misrepresent your affiliation with a person or entity
• Not to send unsolicited promotional or commercial content ("spam")
• Not to harvest or collect email addresses or other contact information of other users from the Site
• Not to interfere with or disrupt the operation of the Site or servers or networks connected to the Site
• Not to use the Site in any manner that could disable, overburden, or impair the Site
• Not to attempt to gain unauthorized access to any portion of the Site or any systems or networks connected to the Site

11. Third-Party Links

The Site may contain links to third-party websites or services that are not owned or controlled by Investments USA. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that Investments USA shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.

We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.

12. Termination

We may terminate or suspend your access to the Site immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms. Upon termination, your right to use the Site will immediately cease.

All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

13. Governing Law

These Terms shall be governed and construed in accordance with the laws of the United Kingdom, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

14. Dispute Resolution

Any disputes arising out of or relating to these Terms or your use of the Site shall be resolved through binding arbitration in accordance with the rules of the International Chamber of Commerce. The arbitration shall be conducted in London, United Kingdom, in the English language, and the award shall be final and binding on both parties.

Before initiating any arbitration proceeding, you agree to first attempt to resolve the dispute informally by contacting us. If we are unable to resolve the dispute informally, then either party may initiate the arbitration process.

15. Entire Agreement

These Terms constitute the entire agreement between you and Investments USA regarding your use of the Site and supersede all prior agreements and understandings, whether written or oral, regarding the subject matter of these Terms.

16. Contact Information

If you have any questions about these Terms, please contact us at: